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NIU-NIU is a table game that pits 2-6 players against each other. After entering the table, players are required to click 'Ready' and wait for other players before the game starts.

* The game automatically initiates a countdown when at least two players are ready.

Each round utilizes a standard 52-card deck (jokers excluded), with a fresh shuffle at the end of each round.

The system will deal five cards to each player and select a banker to compete against the other players. The player with the higher hand wins. In the event of a tie, the point values will be compared, followed by the suits if necessary.

* You're out if your Coin balance dips below the table minimum.

 

Hand value (highest to lowest): Special hand > Niu hand > No Niu.

Niu hand value (highest to lowest): Niu Niu > Niu Nine > Niu Eight > Niu Seven > Niu Six > Niu Five > Niu Four > Niu Three > Niu Two > Niu One.

Special hand value (highest to lowest): Five Small Niu > Four of a Kind Niu > Full House Niu > Flush Niu > Ultimate Niu Niu > Four-Flowered Niu > Straight Niu.

Card value (highest to lowest): K > Q > J > 10 > 9 > 8 > 7 > 6 > 5 > 4 > 3 > 2 > A.

Suits rank as follows: Spades > Hearts > Diamonds > Clubs.

 

For hand-making, J, Q, and K count as 10, while other cards are valued at their face value. Special hands are the exception.

No Niu: If the sum of the point values of any three cards from the five cards is not a multiple of 10, it is considered No Niu.

Niu Hand: If the sum of the point values of any three cards from the five cards is a multiple of 10, you've got the Niu Hand. The sum of the point values of the remaining two cards, taken as a single-digit number, determines the Niu value.

Example:

Hits a multiple of 10, making this a Niu hand.

Ones digit is 5, making this Niu Five.

Niu Niu: If a Niu Hand is achieved and the sum of the remaining two cards is also a multiple of 10, you've got the Niu Niu.

Hand: Niu Niu (3x)

If a Niu Hand is achieved and the sum of the remaining two cards is also a multiple of 10, you've got the Niu Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Straight Niu (4x)

5 card values are consecutive, like 7-8-9-10-J.

* Lowest Straight: A-2-3-4-5. Highest: 9-10-J-Q-K

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Four-Flowered Niu (4x)

If one card is worth 10 points and the other four are face cards (J,Q,K), you've got the Four-Flowered Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Ultimate Niu Niu (4x)

If all five cards are face cards (J,Q,K), you've got the Ultimate Niu Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Flush Niu (4x)

If all five cards share the same suit, you've got the Flush Niuniu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Full House Niu (4x)

If you have three cards of the same value plus another pair, such as 3,3,3,9,9 or J,J,J,A,A, you've got the Full House Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Four of a Kind Niu (4x)

If you have four cards of the same value plus any other card, such as K,K,K,K,7 or 6,6,6,6,2, you've got the Four of a Kind Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Hand: Five Small Niu (5x)

If the sum of your five cards is less than or equal to 10, and each card is worth less than 5, such as A,A,2,2,3 or 4,A,A,A,A, you've got the Five Small Niu.

* If multiple hand types are met simultaneously, the highest-ranking hand will take priority.

Banker Bidding: After the system deals 5 cards to each player, you can choose to pass or bid 1x to 4x. The system randomly selects a bidder as the Banker. If you don't choose in time, you automatically pass. If every player passes, a random player becomes the Banker.

Player Betting: Once the Banker is chosen, the remaining players can place bets of 1 to 5 times the base bet. If no bet is placed within the time limit, the system will automatically select the minimum bet.

Low Hands	Multiplier
No Niu	X1
Niu One	X1
Niu Two	X1
Niu Three	X1
Niu Four	X1
Niu Five	X1
Niu Six	X1

High Hands	Multiplier
Niu Seven	X2
Niu Eight	X2
Niu Nine	X2
Niu Niu	X3

Special Hands	Multiplier
Straight Niu	X4
Four-Flowered Niu	X4
Ultimate Niu Niu	X4
Flush Niu	X4
Full House Niu	X4
Four of a Kind Niu	X4
Five Small Niu	X4

Banker Wins:

All wins pay with Banker's bid multiplier, Player's bet multiplier, Banker's hand multiplier, and Table min bet.

* As there may be multiple Players, the settlement with each Player is calculated independently.

Player Wins:

All wins pay with Banker's bid multiplier, Player's bet multiplier, Player's hand multiplier, and Table min bet.

Special Case: If no one bids for the Banker, the system randomly assigns a Banker. In this case, the Banker will only pay out up to the pre-deducted amount (equivalent to the entry amount). For example, if the pre-deducted amount in CLASSIC is 20,000, and Player A wins 12,000 while Player B wins 9,000, Player A will receive 11,428 and Player B will receive 8,571 based on the proportion. There may be a ±1 error in the result.

At the end of each round, a commission of 1.5% will be deducted from the winner's earnings.